Cam models, OnlyFans & fan-site creators · Updated 7 November 2026

What's new for cam models and creators in 2026

The latest tax and money changes that matter to UK cam models and fan-site creators, including those in Cheshire and Manchester, in plain English.

Latest updates

6 Nov 2026

New UK law on strangulation and suffocation content

From 6 November 2026, owning or publishing porn showing strangulation or suffocation is a criminal offence in the UK. The law also covers simulated incest (“fauxcest”) and role-play as under-16s. Experts say the wording is broad, and some creators are removing older clips. If you remove content and your income drops, keep records, as it may affect your payments on account.

Source: WIRED via AtlasNews

1 Nov 2026

OnlyFans terms have changed

New OnlyFans terms started on 1 November. OnlyFans can now suspend an account and hold earnings if it thinks you “have or may have” broken the rules, or if you do not reply promptly to an information request. You stay responsible for anything an agency does on your account. AI content must clearly feature you and be labelled. Disputes must be made in writing within six months. Withdraw regularly and answer OnlyFans emails quickly.

Source: Riverfront Times

28 Apr 2026

Your rights if a bank closes your account

For accounts opened on or after 28 April 2026, banks and payment firms must usually give at least 90 days’ notice before closing your account, with a clear written reason and details of how to complain, including to the Financial Ombudsman. There are exceptions for financial-crime concerns. Everyone in the UK also has a right to apply for a basic bank account.

Source: Gherson LLP

7 Nov 2026

85 days to the Self Assessment deadline

Your 2025/26 tax return must be filed online, and any tax paid, by 31 January 2027. File late and HMRC charges a £100 penalty, even if you owe no tax.

Source: GOV.UK

7 Nov 2026

Payments on account are changing from April 2029

If you pay tax in two lump sums each January and July, this is set to change to smaller, more frequent payments through the year from April 2029. The details are not confirmed yet. Start putting tax aside each time you are paid so you are ready.

Source: Which?

This page is general information, not tax or legal advice. Rules can change, so check the source or get in touch about your own situation.

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