Personal trainers · Fitness instructors · Yoga teachers · Pilates teachers · Coaches · Online coaches

Online Accountant for Personal Trainers, Fitness & Yoga Teachers across the UK

You keep your clients strong. I keep your tax in shape.

What's new

The latest tax and rule changes for personal trainers, fitness instructors and yoga teachers, in plain English.

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How I help

I work with self-employed personal trainers, group fitness and class instructors, yoga and pilates teachers, strength and running coaches, and online coaches. Whether you rent a gym floor, teach at a studio, run private 1:1s, lead retreats and workshops, or coach online, I make sure you claim everything you are allowed to and pay no more tax than you need to.

Typical income for yoga teachers and instructors

Your tax return should include every way you are paid for the work, not just one studio. Common streams include:

Studio and gym classes

Drop-in classes, cover shifts and regular slots at studios or gyms.

Private 1:1s

One-to-one sessions in a studio, at home or in a client's home.

Workshops and courses

Weekend workshops, teacher training assist roles and short courses.

Retreats

UK and overseas retreats, including deposits and balances you receive.

Online classes

Live Zoom classes, recorded libraries, memberships and digital downloads.

PT and coaching

Personal training packages, online programmes and hybrid coaching.

If a studio pays you through PAYE for some shifts and you invoice other work yourself, both need to go on the same Self Assessment return. I can put it all together.

Expenses you can usually claim

Gym and studio hire

Rent, floor fees or licence fees you pay a gym or studio to train your own clients or run your own classes.

Mats, props and equipment

Yoga mats, blocks, straps, bolsters, weights, kettlebells, bands, boxing pads, reformer kit and speakers.

Training and CPD

Courses that update skills you already use as a teacher or trainer, plus CIMSPA, REPs or yoga memberships. Your first qualifying course (for example an initial yoga teacher training) usually cannot be claimed.

Insurance

Public liability and professional indemnity cover for teaching and coaching.

Kit and clothing

Branded tops or protective gear can usually be claimed. Everyday gym or yoga wear you could wear outside work usually cannot.

Travel between venues

Journeys between clients, gyms, parks and studios at HMRC mileage rates. Your normal commute to one regular base usually cannot.

Phone and internet

The business share of your phone and broadband bills.

Website and booking apps

Booking, programming and payment apps like Mindbody, Momence, Trainerize or PT Distinction, plus your website.

Marketing

Website costs, social ads, flyers and business cards.

Music and licences

Class music subscriptions and public performance licences (such as PPL/PRS) for classes you teach.

Costs must be wholly and exclusively for your business. If something is partly personal, only the business part counts. Not sure? Check in Tax Buddy.

Self-employed at a studio or gym, or employed?

Usually self-employed

You invoice the studio or clients, find and keep your own clients, set your own prices and hours, and use your own kit. Many yoga teachers and PTs work this way for cover and regular classes.

Usually employed

The gym or studio pays you a wage through PAYE, sets your rota, tells you how to work and takes the client money.

Plenty of teachers do both: PAYE shifts at one studio plus private 1:1s and workshops on the side. I can put employed and self-employed income on one tax return.

Retreats, workshops and teaching abroad

If you are UK-resident, overseas retreat income still goes on your UK Self Assessment. Keep clear records of deposits, balances, travel, venue hire, insurance and any local tax paid abroad. Business costs of running the retreat can usually be claimed if they are wholly for the work. Rules depend on where you teach, so get in touch before a big trip if you are unsure.

Self Assessment, VAT and Making Tax Digital

If your self-employed income is over the £1,000 trading allowance in a tax year, you usually need to register for Self Assessment and file a return. Watch the VAT registration threshold too: once your taxable turnover goes over it in a rolling 12 months, you must register for VAT.

Making Tax Digital for Income Tax applies from April 2026 if your self-employed or property income is over £50,000, then from April 2027 if it is over £30,000 (and £20,000 from April 2028). You will need digital records and quarterly updates to HMRC. I set it all up for you.

With the Birds Receipts App (£25 one-off) you snap a photo of each receipt on your phone, from studio hire to a new mat, and it comes straight to me. No shoebox, no spreadsheets. Get the app.

Simple, fixed prices

The Ascent

£80/month

Sole traders & start-ups

  • HMRC & UTR registration
  • Monthly management accounts
  • Tax planning
  • Self Assessment (SA100)
  • Ad-hoc support
Choose this package

The Horizon

£90/month

Sole traders on Universal Credit

  • Everything in The Ascent
  • Universal Credit submission support
Choose this package

The Glide

£130/month

Ltd companies, not VAT-registered

  • Statutory accounts
  • Corporation Tax returns
  • Software
  • Quarterly reviews
Choose this package

The Soar

£160/month

Ltd companies, VAT-registered

  • Everything in The Glide
  • Quarterly VAT returns
  • Software included
Choose this package

Sole Trader Annual Return

£300 one-off

Pay now

Start-Up Consultancy

£200 one-off

Pay now

Reference Letter

£50 one-off

Pay now

Birds Receipts App

£25 one-off

Pay now

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Extra services

Fixed-price extras, on their own or alongside a package.

Popular extras

Tax Planning Review

£125 one-off

A one-to-one review to cut your tax bill legally.

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Making Tax Digital Set-Up

£95 one-off

Software set up and your first quarterly update made easy.

Buy now

Mortgage & Rental Pack

£95 one-off

Income proof and accountant letters for lenders and landlords.

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Sole Trader to Limited Company Review

£150 one-off

Find out if going limited would save you money.

Buy now

HMRC Catch-Up & Letters Help

from £150

Late returns, unpaid tax or a worrying HMRC letter, sorted.

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Tax & Making Tax Digital

Making Tax Digital Quarterly Updates

£45 /quarter

Your Making Tax Digital quarterly updates sent to HMRC for you, every quarter.

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Making Tax Digital Year-End Declaration

£150 one-off

Your Making Tax Digital end-of-year declaration finished and submitted.

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One-Off Self Assessment Tax Return

£150 one-off

Your Self Assessment tax return prepared and filed, one-off.

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Late / Back-Year Tax Return

£175 per year

Behind on tax returns? We file each missing year for you.

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HMRC Letter Help

£50 one-off

Got a letter from HMRC? We explain it and help you reply.

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Business banking

ANNA Money

A business account made for self-employed people, with built-in invoicing and tax estimates. It links into your bookkeeping, so your records stay tidy.

We may receive a fee if you open an account through us.

Accountant for personal trainers, fitness instructors and yoga teachers: questions

Do you work with personal trainers, fitness instructors and yoga teachers?

Yes. I work with personal trainers, group fitness and class instructors, yoga and pilates teachers, strength coaches and online coaches anywhere in the UK, including Cheshire and Manchester, fully online.

Can I claim my gym rent, studio hire or floor fees?

Yes. Rent, floor fees or a monthly licence you pay a gym or studio so you can train your own clients or run your own classes are usually an allowable business expense.

I teach at a studio. Am I self-employed or employed?

If you invoice the studio or clients, find your own clients, set your own prices and hours and use your own kit, you are usually self-employed. If the studio pays you a wage, sets your rota and tells you how to work, you are probably employed. Many teachers do both. I can check your set-up with you.

Can I claim mats, props and clothes?

Mats, blocks, straps, bolsters, weights and similar kit you use with clients can usually be claimed. Branded or protective clothing can be. Everyday gym or yoga wear you could wear outside work usually cannot.

Can I claim yoga teacher training and CPD?

CPD and courses that update or extend skills you already use as a teacher or trainer usually can be claimed. Your first qualifying course, such as an initial yoga teacher training that lets you start the career, usually cannot.

Can I claim mileage between studios and clients?

Yes. Business journeys between clients, gyms, parks and studios can be claimed at HMRC mileage rates. Your normal commute to one regular base usually cannot.

Do I pay UK tax on retreats abroad?

If you are UK-resident, overseas retreat income usually still goes on your UK Self Assessment. Keep records of what you earned and spent, and tell me about any local tax paid abroad.

Does Making Tax Digital affect me?

From April 2026 self-employed people with income over £50,000 must keep digital records and send quarterly updates to HMRC. The threshold falls to £30,000 from April 2027 and £20,000 from April 2028. I can get you set up.

I have a PAYE studio job and private clients on the side. Can you help?

Yes. I can put your employed job and your self-employed teaching or training income together on one tax return.

Get in touch

Message me for a free, friendly chat. No obligation, no jargon.

Email meCall 07554 647 827